Terms of Use



Please read the following legal notes/conditions of use (hereinafter referred to as the “Conditions of Use”) carefully before accessing the website of Virobel Wealth Management AG. By accessing the Virobel website, you declare that you have understood the Conditions of Use and accept them in full. If you disagree with or do not understand one or more of the provisions in the present Conditions of Use, kindly leave the Virobel website.

Restricted access

Access to the Virobel website is not permitted to people who, especially on account of their nationality and/or place of residence, are subject to legal regulations that prohibit the publication of the content of the Virobel website or access to the Virobel website (no matter what the reasons). People to whom this restriction applies are forbidden from accessing the Virobel website.

No offer

The information and opinions published on the Virobel website do not constitute recommendations or encouragement, offers or invitations to (i) Purchase or sell investment vehicles; (ii) Conduct such transactions; or (iii) Conclude other legal business. They are exclusively for information and advertising purposes. We cannot exclude the possibility that the described investment vehicles or services are unsuitable for you or are unavailable.

No advice

The information and opinions published on the Virobel website do not serve as investment advice, nor do they constitute advice on legal, fiscal, business or other matters in any way. They are unsuitable as the basis for decision-making. Please seek advice from specialized experts before deciding on any specific course of action. The presentation of content over the Internet and the consultation thereof do not establish any legal relationship whatsoever between the provider and the user.

No guarantees

Virobel takes utmost care in preparing the content of this website. The content on the Virobel website is constantly updated and checked for correctness. Nevertheless, Virobel and its contractual partners offer no guarantees (whether explicit or tacit) and make no promises about whether the content published on the Virobel website is correct, accurate, up-to-date or complete. In particular, Virobel is in no way obliged to update outdated information or opinions, remove these from the Virobel website or flag them accordingly. The information and opinions available on the Virobel website are subject to change at any time without prior notification. Furthermore, Virobel accepts no responsibility and offers no guarantees that the functions on the Virobel website will not be interrupted or error-free, that faults will be repaired or that the servers from which the content can be obtained are free of viruses, Trojans, worms, software bombs or other harmful components or programs. In general, the past performance of an investment vehicle cannot in principle be used to draw any conclusions about the performance thereof in the future. Investments in foreign currencies are also subject to exchange-rate fluctuations. Dividends paid out in relation to individual investment vehicles may also change. Virobel makes no guarantees (i) That capital invested in investment vehicles will appreciate in value or remain unchanged; or (ii) About the size of future dividends. All the data provided through this website, including financial market data, exchange-rate information, reports, research and other financial information, comes from sources that are carefully chosen and considered reliable. All available information is provided to users without guarantees about its accuracy and without explicit or tacit guarantees or warranties with regard to quality, originality, copyright-infringement or its suitability for a specific purpose.

No liability

Virobel accepts no liability and makes no guarantees that the information made available on its website is up-to-date, correct or complete. Virobel shall not be liable for either direct or indirect damage, including loss of earnings, incurred on the basis of information provided on the Virobel website or directly or indirectly related to use of the Virobel website and the content therein or the risks of the financial markets. Liability shall be restricted to negligence or foreseeable damage and excluded with regard to consequential damage and loss of earnings.

No orders

The input fields on the Virobel website are not available for submitting orders (e.g. for purchasing or selling investment vehicles) to Virobel. Such orders will not be fulfilled by Virobel – even without appropriate confirmation to the issuer – and will not establish any valid agreement with Virobel.

Property rights, copyright and trademarks

All the elements on the Virobel website are protected by intellectual property rights and are the property of Virobel or third parties. Downloading or printing elements of the Virobel website shall not transfer any rights thereto, in particular rights with regard to software or brands. Copyright and trademark notices may be neither changed nor removed. Reproduction of parts of or complete elements of the Virobel website, no matter what form this may take (especially electronically or printed), is permissible only if accompanied by complete references to the source and with prior consent from Virobel.

Links to other websites

Users who click on links (hyperlinks) may be taken away from the Virobel website to the websites of other providers (“external links”) and their content. Virobel provides links to third-party websites on its website in addition to its own content purely for reasons of user-friendliness and information. Virobel has no control over the content of such third-party websites and accepts no responsibility for the correctness, completeness, verity or actuality thereof or its suitability for specific purposes. Virobel accepts no liability whatsoever, particularly for possible direct or indirect damage or the consequences of using the content of third-party websites. Virobel has no influence over the content of linked pages and therefore, despite taking great care in its choice, accepts no liability for the content of external links, particularly those that are changed after the link was established. In addition, Virobel makes no guarantees that such websites or their content (i) Do not contain copyright or trademark infringements or other breaches of third-party rights; and (ii) Are free of viruses and other hazardous components. No liability is accepted regarding the authenticity of the documents on the Internet.

Changes to Conditions of Use

Virobel reserves the right to change these Conditions of Use from time to time. You are therefore requested to read these Conditions of Use whenever you access the Virobel website and determine whether you still accept the updated version thereof. If you disagree with or do not understand one or more of the updated Conditions of Use, kindly leave the Virobel website.

Legal validity of the disclaimers

The aforementioned disclaimers shall be considered an integral part of the website that links to this page. If any parts hereof or individual expressions herein do not, no longer or do not fully comply with the applicable legal framework, the content and validity of the remaining parts of this document will remain unaffected by this.

1Applicable law and place of jurisdiction

For all customers, access to and use of this website as well as the Conditions of Use are subject to Swiss law. The place of jurisdiction is St Gallen.